Landlord Insurance

Not all tenancies are picture perfect, in the unlikely event, we recommend you are covered.

Whilst most tenants take good care of the property they are leasing, those that don’t may intentionally cause extensive damage. Intentional damage is not covered by many standard home insurance policies nor is failure to pay rent.

The valuable common features of a Landlord Insurance policy include:

- Malicious or intentional damage to the property by the tenant or their guests

- Theft by the tenant or their guests

- Loss of rent if the tenant defaults on their payments

- Liability, including a claim against you by the tenant

- Legal expenses incurred in taking action against a tenant.

It is important to remember that not all landlord protection policies are the same. Some for instance, are designed to be implemented in addition to a typical home and contents or strata title policy, whilst others are more comprehensive.

Some policies allow cover for the contents of the property. This is particularly important if you rent a partially or fully furnished property.

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